Medicare Agent North & South Carolina - Advantage Pros Financial

Giving You Back The Advantage

Medicare, Life, and Health

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At Advantage Pros Financial we know what matters to you, and we want to make sure you’re getting the “Benefits You Deserve!” With over 20 years of experience in the Medicare, Life, and Health industry, we provide enhanced service and expert guidance as we now represent the majority of the leading insurance providers in the western counties of North Carolina (Cabarrus, Mecklenburg, Rowan, Iredell, Lincoln, and Catawba counties) and York County in South Carolina.

But why choose us to be your healthcare advocates?

We believe the answer is trust and value. Trust in knowing we are here for you. Value in knowledge, expertise, and treating everyone just like family.

No one likes to call a 1-800 number or get a call from a stranger. At Advantage Pros Financial you will have a direct line to your agent. Wouldn’t it be nice to know you’re going to talk to someone you know and trust?

We are so excited to begin this journey and continue to grow our relationships with members of our local community. Please give us a call with any questions, or even just to say congratulations, and most importantly, to reserve a spot for an annual review during this upcoming enrollment period!

Products We Offer

Medicare Advantage

Medicare Advantage Plans, also known as Medicare Part C or MA Plans, provide a comprehensive alternative to Original Medicare. These plans, provided by private companies, encompass both Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance).

Medicare Supplements

Private health insurance companies provide Medigap policies, also known as Medicare Supplement Insurance, to complement Original Medicare by covering expenses such as deductibles, coinsurance, and copayments. It's important to note that these policies exclusively apply to the policyholder. If a spouse requires coverage, they must obtain their own policy.

Prescription Drug Plans

Optional Medicare Part D, also referred to as the Medicare prescription drug benefit, is a program designed to help Medicare beneficiaries pay for self-administered prescription drugs by paying prescription drug insurance premiums. The vast majority of professionally administered prescriptions are covered by optional Medicare Part B.

Life Insurance

Life Insurance is an essential tool to ensure the financial protection of your loved ones in the event of unforeseen circumstances. Additionally, it is a critical component of estate planning. There are two types of Life Insurance: Term Life and Permanent. Term Life Insurance policies provide death benefits only for a limited time, while Permanent Life Insurance policies provide immediate death benefit coverage and accumulate cash value gradually.

Health Insurance

The primary goal of Health Insurance is to cover the expenses associated with medical conditions, including regular checkups, illnesses, or injuries. These plans are available in two forms: through an employer or purchased individually. Health Insurance plans bought individually, not through an employer, are accessible either on or off the Federally Funded Marketplace.

Fixed Annuities

Fixed Rate Annuities offer a consistent, predetermined interest rate for a specified period, ensuring a stable income stream without market-related risks. Fixed Index Annuities, on the other hand, provide potential interest gains linked to a stock market index, but with a guaranteed minimum interest rate, safeguarding against market downturns. Both options provide retirees with reliable income while minimizing financial uncertainties.

Final Expense

Final Expense Insurance, also referred to as burial insurance, is designed to cover the costs associated with end-of-life expenses, including funeral arrangements and death-related expenses. Final Expense policies provide assurance and security, knowing that your loved ones will be able to manage the financial burden of your end-of-life expenses.

Dental & Vision

Original Medicare (Parts A and B) does not provide coverage for dental and vision care, which may have been noticeable when you enrolled. To address this gap, supplemental insurance plans for dental and vision care are accessible. These plans are reasonably priced and contribute to the costs of oral and eye appointments and treatments.

Carriers We Represent

John VanderVoort

Owner/Independent Agent